Cultured pearls have long been reserved for the rich and famous, but within the last couple of decades they have become affordable to everyone.

A simple pearl necklace can be purchased for as little as $50 but can also go well into 6 figures if money is no object. The 4 main types of pearls are Freshwater Pearls, Akoya Pearls, Tahitian Pearls and South Sea Pearls.

Pearl earrings are even more affordable then necklaces, with a nice pair of freshwater pearl earrings going for as little as $30, but of course like necklaces the skies the limit!